Housing Fintech Challenge

Overview

Are you ready to solve real-world challenges in the fintech and housing finance ecosystem?

E-Cell, IIT Bombay, in collaboration with Hero Housing Finance, brings you an exciting opportunity to develop innovative, technology-driven solutions through the Hero Housing Fintech Challenge.

Participants can choose ONE of the following problem statements:

1. AI-Powered Digital Property Valuation Engine

Build an AI/ML-powered property valuation engine capable of accurately estimating the fair market value of residential and commercial properties across India. Leverage transaction data, government records, satellite imagery, geo-spatial information, market trends, and property attributes to develop reliable, explainable, and scalable valuations.

1. Digitally Automated Mortgage Underwriting Engine

Develop a fully automated, regulator-compliant mortgage underwriting platform for Home Loans and Loans Against Property (LAP). Your solution should integrate data sources, automate eligibility assessment, fraud detection, risk scoring, document verification, compliance checks, and instant credit decisioning.

Important Dates & Details:

• Submission Deadline: 12th November 2026

• Grand Finale: 12th–13th December 2026

• Finals Venue: IIT Bombay

• Team Size: 1–4 members

• Total Prize Pool: ₹2,00,000

Grand Finale at IIT Bombay

The shortlisted teams will get the opportunity to present and showcase their solutions at IIT Bombay during E-Summit’26, connecting with industry experts and competing for the winning positions.

Prize Distribution:

• 1st Prize: ₹1,00,000

• 2nd Prize: ₹60,000

• 3rd Prize: ₹40,000

This is your opportunity to move beyond ideas, build impactful solutions, and showcase your innovation on a national platform.

Submit your solution by 12th November and take your innovation to the grand finale at IIT Bombay!

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